FHA LOANS

Since the 1930s, the FHA loans have helped first-time home buyers, lower-income families, and credit-challenged individuals.  Anyone can get an FHA loan.

Purchase a home with a low down Payment of 3.5% of the purchase price.

Rate & Term Refinance up to 96.5% LTV or Cash-out Refinance up to 80% LTV.  Funds can be used for home improvements, debt consolidation, or other projects.

FHA Mortgages offer down payment as low as 3.5%. The down payment can include the use of gift funds or an approved down payment program.  

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